Many clients come to Azurite desperate, wondering what payment options they have, particularly during the cost of living crisis. They are generally unaware that although our ISAPS plastic and reconstructive surgeons are based in Thailand, they can, if deemed eligible, use their Superannuation for surgery, bringing them closer to undergoing their dream surgery than they thought. Are you wondering if you’re eligible for Superannuation to cover the costs of medically necessary surgery? If so, you’re not alone. Many people face similar questions, especially when considering significant medical procedures. At Azurite Medical & Wellness, we understand the complexities of financing your health journey. Let’s explore the criteria for accessing Superannuation for surgery and how Azurite can support you.
What we specialise in
Azurite Medical and wellness is an Australian, full-service surgery provider specialising in reconstructive, plastic and cosmetic surgery procedures and dental packages in Thailand. As well as post-surgery rehabilitation and wellness to meet client’s unique needs. Azurite is also an approved provider for early release of superannuation for medically necessary surgery.
Understanding Superannuation for Medically Necessary Surgery
Superannuation, commonly known as super, is a retirement savings system in Australia. However, under specific circumstances, individuals can access their super early to cover costs related to medical treatments. According to the Australian Taxation Office (ATO), you may be eligible to access your Superannuation on compassionate grounds if you need to pay for medical treatment or transport for yourself or a dependent.
Criteria for Early Superannuation Release
To qualify for an early release of Superannuation for medical purposes, you typically need to meet the following conditions:
- a life threatening illness or injury
- acute or chronic pain – Surgery follows under this category
- an acute or chronic mental illness
Jayne’s Background
Our client Jayne, 47, from QLD, Australia, utilised superannuation for medical purposes, and it is an excellent example of how transformative the right surgery package can be. Jayne first reached out to us back in 2021. Since then, she has undergone two 28-day skin removal packages leveraging her Superannuation, as her GP found that it would improve her quality of life.
Jayne struggled with weight-related health issues from a young age, including hypertension and chronic pain from scoliosis. Following a life-saving gastric sleeve procedure, she lost 87 kilograms. Still, she was left with excess skin that caused both chronic pain and chronic depression, affecting her quality of life, making her eligible for a compassionate release of Superannuation. After a quick social media search, she came across Azurite and immediately felt comfortable with our authenticity and transparency. She knew she felt safe enough to take the plunge.
Eligible surgeries for medically necessary surgery
Brachioplasty (Arm Lift)
Thigh Lift
Buttocks lift
Personalised Surgery Package for Optimal Results
Jayne had an initial consultation with our team before her in-depth in-person consultation in Thailad discuss her goals and medical history. This personalised approach ensured that the surgical plan was tailored to her unique needs, resulting in outstanding outcomes.
Background
Jayne underwent gastric sleeve surgery in 2016 and finished her transformation with
skin removal surgery with Azurite in 2022. The current cost of skin removal package, such as Jayne’s – starts from 42,000 AUD and includes:
Procedures (1st surgery session) – 2nd of September, 2022
- Upper body lift (bra bulge skin removal 360)
- Breast Augmentation, left side lollipop lift and right side anchor lift with implants
- 400 ccs under the muscle( Mentor smooth with high profile )
- Belt Lipectomy: extended tummy tuck 360 lifting pelvic and buttocks (augment buttocks with liposuction and own tissue) lifting outer thighs
- Liposuction outer thighs
Procedures (2nd session) – 11th of September, 2022
- Labiaplasty
- Extended Thigh lift
- Full facelift (mid-face, neck and temporal)
- Fat to face ( lips, cheeks and temporal )
- Arm lift (Brachioplasty)
Dates: 21st of August, 2022 – 28th of September, 2022
Accommodation: Comfortable stay at our partner hotel, Chatrium Residence Sathorn
Hospital and Surgical Fees: Comprehensive coverage of all surgical costs, including pre-operative consultations, anesthesia, and post-operative care.
Aftercare: Personalised aftercare with nurses to ensure a smooth recovery.
Transfers: As part of your package, we include transfers for the airport and all hospital and clinic visits
Surgical Warranty
Azurite’s Expert Surgeons and Personalised Approach
One of the reasons Jayne chose to return to Azurite was the expertise of our board-certified surgeons. Our surgeons, on average, have over 25 years of plastic and reconstructive surgery experience and are experts in abdominoplasties for weight loss clients, avoiding risky incisions that many surgeons opt for, such as Fleur De Lis. Our surgeons prioritise patient safety, aesthetics and satisfaction, ensuring meticulous care throughout the surgical journey.
How Azurite Can Help You Access Superannuation for Surgery
With the assistance of your GP, Azurite can help you begin accessing your Superannuation for medically necessary surgery. Our experienced team can provide guidance and support, ensuring you meet all the required criteria and documentation requirements. By choosing Azurite to handle your surgery journey, you choose exceptional care, plastic surgery expertise, patient safety, and more funding options.
Are you interested in using your Superannuation for medically necessary surgery?
- Reach out to our team by either filling out a consultation form here: emailing [email protected] or filling out a consultation form here: https://azurite.com.au/consultation
- Book an appointment with your GP and use our super guide to guide your conversation and tips on how to fill out the form
- Once your paperwork is filled out send it to our team, and we’ll provide you with a specialist letter and invoice
FAQs
How long does it take to get approved?
Many clients find current applications can take between 2-4 weeks
Can I apply for super for my flights?
Yes, flights can be included for yourself but not your companion. The route must also be the most direct and does not include business class.
Is my surgery date confirmed before I pay?
Yes – for super clients we hold your date for the month to allow for processing.
Is there any fee to use super?
We charge a 150 AUD deposit (refundable if you’re deemed ineligible by your doctor OR if for some reason you do not get approved by the ATO however this is rare.
Can I get a facelift with super?
Generally no, unless it was necessary to improve quality of life i.e. life threatening or reconstructive.
Are implants included?
No, however due to our multi surgery discounts many clients find it affordable to add on later.
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Ghulam Murtaza Khan 
Eamon